That function could factor into determining in the event that business is susceptible to lending that is federal, based on Saunders. “If Earnin limits what folks can borrow she said if they don’t pay enough in tips, there is a strong argument that the tips are a finance charge. Before Earnin, Palaniappan had been president of RushCard, a prepaid debit card issuer co-founded by hip-hop mogul Russell Simmons, which charged users $9.95 30 days to carry their cash and $2.50 […]